Done4You Client

Client Done4U Article: What You Didn’t Learn in School – Six Tips from the Financial Experts!

Did you ever wish they had taught courses in personal money management in school?  Oh, they probably touched on it in high school.  Maybe a little bit in college—that is, if it was a course as part of your major! So, what we did was depend upon family, friends, and bankers and tax preparers to help direct our financial future. While I am not a financial planner, I found these six common questions and answers that people ask when it comes to managing their money… Should I hire a financial planner OR come up with my…

Client Done4U Article: Avoiding Coronavirus Scams

Whenever there is money involved, the scammers go into high gear. I wanted to share this with you from the IRS website on the things scammers may say to access your financial and personal information. The IRS reminds taxpayers that scammers may: Emphasize the words "Stimulus Check" or "Stimulus Payment." The official term is economic impact payment. Ask the taxpayer to sign over their economic impact payment check to them. Ask by phone, email, text or social media for verification of personal and/or banking…

Client Done4U Article: 8 Ways to Keep Your Home Safe When You Travel

While you are on vacation, if have to attend a business meeting or make an emergency trip for family matters, one of the last things you need to worry about is your home.  Here are some precautions you can take ahead of time. Ask your neighbors/friends to keep tabs on your home while you are away Call your local police and ask them to drive by every once in a while Halt the delivery of mail and newspapers Use variable timers that automatically turn your lights off and on in different rooms throughout your home…

Client Done4U Article: Preventing Break-Ins: How to Keep Your Home Safe from Thieves

It’s been reported that in the US, a home is robbed every 14.6 seconds.  The average loss is just a little over $2,000.  So, if you have a $1,000 deductible on your homeowner’s insurance policy, only half of your loss would be covered. Here are some strategies for keeping your home safe from would-be thieves: Tear up cardboard boxes – There’s no better way for thieves to see that you just bought a new TV, computer, microwave, than by the empty box that is left alongside the trash containers.  Tear/cut them up and…

Client Done4U Article: 25 Ways to Dramatically Increase the Value of Your Home

Whether you are thinking of selling your home—or just want to spruce it up—here are some inexpensive ways to increase the value of your home. Some require plain old elbow grease.  Some require you spend a little bit of money.  However, each suggestion offered will take less than a day to complete (unless you consider yourself “home-improvement challenged”). Cut bushes, trim trees, edge sidewalks and driveways Install matching light fixtures Refinish or paint your front door Refinish your hardwood and tile…

Client Done4U Article: Things You Should Never Post on Facebook/Social Media

Social media has become more important than ever to keep in touch with family and friends. However, some information is just nobody’s business.  People post tons of personal information about themselves online, including photos and email addresses to get free promotions or download discount coupons. Even if you correctly configure your “privacy settings,” your friend’s account could be hacked – which, in turn, affects you. Here are five things that the pros state you should NEVER post on your social media page:…

Client Done4U Article: Are You a Prime Target for Burglars & Thieves?

There is a home burglary every 15 seconds—or about 2 million homes are broken into every year. Here’s what a reformed burglar has to say about the mistakes people make most often! And, most of these ideas won’t cost you a dime! Mistake #1 – Not locking doors or leaving the alarm off while running an errand. Even if you plan to be gone for 15 minutes, that’s enough time to for a burglar to ransack your home. Mistake #2 – Posting an alarm sign that identifies the name of the alarm company. You have just notified the…

Client Done4U Article: How to Decide If a Renovation Is Worth the Cost

If you’ve ever watched HGTV, you know that they are big on home renovations.  Chef-quality kitchens. Huge master bedrooms and bathrooms.  Updating of outdoor spaces. And, it costs a lot of money. So, how do you decide if a renovation is worth the cost—and will it add or decrease the value of your home? To make an informed decision, consider the following: Consider how long you will live in your home. If you plan on staying in your home for 15 to 20 years, enjoy your renovation.  If you are updating it to sell…

Client Done4U Article: Seven Legal Documents You Should Execute Before You Die

I recently read an article about why sellers overprice their homes when listing them for sale. It’s not fun—planning for your death or mental incapacity and what will happen to your family and finances if something should happen to you! There are horror stories of families torn apart because there were no legal documents outlining the person’s wishes. Here is a list of the documents that estate planning attorneys recommend that you have in place. Last Will & Testament – Who will receive your assets? Who will take…

Client Done4U Article: Thinking of Selling Your Home? Don’t Overprice It!

I recently read an article about why sellers overprice their homes when listing them for sale. You may not be thinking of selling your home any time soon, but I thought it was a good reminder that when it comes time for you to sell, the local real estate market usually dictates the price based on similar types of homes in your area.  But sometimes sellers think that their situation and home are “special” and justify to themselves why they think the home is worth more.  Here are some of the reasons sellers give as to why